In the past year 8.4 million Americans where victims of identity left. Identity is the number one crime in America and it’s spreading world wide. In addition to lost money you might get bad credit from a issue. Email is the main way identity theft is done. By sending a fake email (spoof) so the email looks like it’s from your bank or credit card or service. But really these emails are being used to steal your identity and use your credit cards. The main target now is college kids, a new country wide program to educate kids about bad credit and identity theft.
Do not ever click a email link that asks for your information. Go directly to the website if you need change or update your information.
Also check your credit at least once a year to make sure there is no surprises when it’s time to use the credit card.
I also recomend using a password program like roboform so you do not have type in your passwords each time you login.