As a business owner, being sued for personal injury claims is something that you should expect. And if you take adequate measures beforehand, you can not only prevent any compensation claims but can also ensure that incidents of injuries are minimized. Below, we will look at five tips that can help your business protect itself from personal injury claims.
General Liability Insurance
Always ensure that your company has taken general liability insurance. By doing so, you can be rest assured that some of the personal injury claims against your business can be met through the insurance policy. For example, imagine that a visitor at your office falls down the stairs after they got electrocuted while trying to switch on the lights located near the stairs. In such circumstances, you would have had to pay a hefty compensation to the injured person from your own business funds. But thanks to general liability insurance, this will be taken care of by the insurance company.
Workers’ Compensation Insurance
In addition to general liability insurance, you must also make it a point to take workers’ compensation insurance. As such, if any worker gets injured doing a work related to your business, you won’t be liable for their hospitalization expenses and consequent compensations. Instead, it will be the insurance company, which has insured the workers of your organization, which will meet such obligations.
All the employees of your business organization must be thoroughly informed as to the safety protocols that must be followed in the premises. This will make sure that incidents of accidents are kept to the minimum. And even if an accident were to occur, the fact that the employee chose to not heed the safety protocols will be sufficient enough to exonerate your business from any financial obligation. In addition, employees must also be instructed on best practices to follow when doing any work outside the business premises.
Contact Lawyers Immediately
If an accident were to occur either on-site or outside the office, whether involving injury to an employee or to a third party, you should immediately call in some good lawyers like https://www.larsonlaw.com/. They have years of experience handling personal injury cases and can immediately take measures to ensure that your business is protected as strongly as possible from any compensation claims. Without such good lawyers on your side, you are less likely to deal with such claims in an effective manner.
Do Scheduled Checks On Time
Finally, remember to do all the scheduled checks on time. Make sure that all workers and their supervisors are advised of this rule. For example, if a scheduled maintenance checkup of the company’s delivery vehicles is due next week, then arrange for it to be conducted next week itself. Don’t postpone it unnecessarily. If any of the vehicles were to be involved in an accident and it is proven that the accident is the result of a delay in changing an internal component of the vehicle at the scheduled checkup time, then your business will inevitably have to pay compensation.